Valley Skin Institute accepts most PPO and HMO plans. For commercial HMO plans and Medicare Advantage plans, we are contracted through Saint Agnes Medical Group IPA and Santé IPA. For these plans, if your medical insurance card lists either of these IPAs, then we are in-network for your insurance.

We accept:

  • Aetna
  • Anthem Blue Cross
  • Blue Shield
  • Cigna
  • First Health/Coventry
  • Health Net
  • Health Smart
  • Kaiser (for Mohs Surgery)
  • Medicare
  • All Medicare Supplemental plans (example: AARP, Blue Cross, etc.)
  • Multiplan
  • Tricare
  • Triwest Veterans Choice
  • United Healthcare

Due to IPA contracting alignments, we do not accept the following insurance plans:

  • EHS (Including Medicare plans)
  • ACA (Affordable Care Act plans also known as Covered California)
  • Medi-Cal (including CalViva, EHS, LaSalle)


We will bill your insurance company directly.


Co-pays are due at time of your office visit. If you have questions regarding your co-payments or deductibles, please call your insurance company. For your convenience, we take checks, debit, VISA, and MasterCard. We DO NOT accept cash at our office, so please plan accordingly.

Lab Bills Are Separate

If you have tissue removed and sent to an off-site lab, you will receive a separate bill for those services. We typically use UCSF or Pathology Associates.


If you have questions regarding your bill, please call Hudson Medical Services at 541-322-1794.